answered on 02/02/2017
There will be some amount of uncertainty in the absence of a will. First, if A&C do not ever find out about the monies in the account, then they will not make a claim. Second, if they do find out, then it is for them to prove that the monies actually belongs to your mother. If they can, then the monies would properly be divided intestate which is effectively equally between all children. We suggest that your mother does a will if she wishes to avoid all risk.